I have finally caught up. Moneywise. It's taken a year. Seriously. I've paid my credit cards down enough so they don't go over the limit when interest hits (that is a fking nightmare situation, lemme tell ya), I haven't added anymore debt since graduating, and I'm hoping to start saving some money as well as paying down all my dumb bills. I have my budget set out and it looks like I'll have about $800 left over after bills each month. That's not a TON, but pretty sweet. Sadly, not really enough to live in my own apt yet unless I get something hella ghetto, but definitely enough to have a roommate. Meaning, I hope Court and I get our own place the beginning of next year. Also, I hope I get a raise next month since I will have my first official 'review'. And even if I don't get a raise, at the beginning of the year there is going to be a restructuring of my department. So if I get a promotion or raise then, I'll be set. If not, however, I will probably be looking for other jobs within the credit union. And if those don't pan out, I'll look for jobs at OTHER credit unions. I looove NWCU tho, so I hope I don't have to leave, but I have to go where the money is. Which would probably mean a bank, but ew, screw banks.
Basically, what I REALLY want, is to get approved for a damn bill consolidation loan. But that will take some long, hard work on my part to pay my credit cards down to the point where my credit is good enough to get one. Or, I'll just have to pay them off the old fashioned way, one month, one card at a time. I feel like I'm at the point where it's not even worth it to me anymore to 'keep them open but pay them off'.' I really just feel like closing them as I pay them off. We'll see. I just feel with all the identity theft going on it best to just not have as many little cards open as I do, even if that means I 'lose my credit history'... Whatever.
And of course, finally getting a little comfortable with money immediately means I want newer car. Not new, but newer. Something that doesn't take premium or get 20 mpg or need a lot of work. I love my Maxima. I will probably buy another one someday, but it's just not practical for me right now. My parents live in Bend, so if I want to go visit them I need to have a car that can go over the pass. I hate feeling unsafe driving in all the crappy weather on this side of the mountain. I want to be able to go camping and to the gorge next year and not feel like I have to rely on my parents vehicle.
But then, I want a smaller car for zipping around town. Grr. I feel like I need two cars. I guess the compromise between a small car and an SUV would be a truck, but, ya know, I have a sweet subwoofer and that wouldn't go well with a truck :) Oh well I'll figure it out... Now it's just time to plan out how to spend that extra money so I don't spend it on Taco Bell and nail polish, ha ha.
Basically, what I REALLY want, is to get approved for a damn bill consolidation loan. But that will take some long, hard work on my part to pay my credit cards down to the point where my credit is good enough to get one. Or, I'll just have to pay them off the old fashioned way, one month, one card at a time. I feel like I'm at the point where it's not even worth it to me anymore to 'keep them open but pay them off'.' I really just feel like closing them as I pay them off. We'll see. I just feel with all the identity theft going on it best to just not have as many little cards open as I do, even if that means I 'lose my credit history'... Whatever.
And of course, finally getting a little comfortable with money immediately means I want newer car. Not new, but newer. Something that doesn't take premium or get 20 mpg or need a lot of work. I love my Maxima. I will probably buy another one someday, but it's just not practical for me right now. My parents live in Bend, so if I want to go visit them I need to have a car that can go over the pass. I hate feeling unsafe driving in all the crappy weather on this side of the mountain. I want to be able to go camping and to the gorge next year and not feel like I have to rely on my parents vehicle.
But then, I want a smaller car for zipping around town. Grr. I feel like I need two cars. I guess the compromise between a small car and an SUV would be a truck, but, ya know, I have a sweet subwoofer and that wouldn't go well with a truck :) Oh well I'll figure it out... Now it's just time to plan out how to spend that extra money so I don't spend it on Taco Bell and nail polish, ha ha.

VEGANESE We take our commitment to our vegan staff and customers seriously; Veganese is one example of this commitment. A light lemon-scented conditioner, heavy on shine, with an agar seaweed gel base. Perfect for all hair types.
WOOSH TEMPLE BALM In a long meeting/lecture/movie? Stay alert and attentive with the concentrated citrus essential oils of Whoosh temple balm, you won't miss any plot precious details. For my coworker Amber
HERBALISM Excellent for sensitive oily skin. Soothing powdered herbs with ground almonds to exfoliate, rice bran to absorb oil, clay to deeply cleanse, and antibacterial essential oils. Mix a small piece with water in your hand, and spread the paste all over your face.
RUNNING TO EMBASSY BODY BUTTER The body butter made especially for the most neglected part of your body. African marigold soothes dry cracked heels, pumice scrubs, butters soften and mint oils refresh. For my coworker David.
DREAM ON Difficult and troubled skin? Do not fret. LUSH has made a bath bomb just for you. Ultra-soothing chamomile combined with calming lavender, tea tree and jojoba oils for a bath your body will not soon forget.
FEVER MASSAGE BAR Picture yourself in dark sunglasses, red lipstick and a fitted sweater, scented with rose, sandalwood and sensual jasmine ready to defy convention and enjoy life to the fullest. If that vision does not resemble your real life, use the Fever massage bar to escape and let go of inhibitions, if only temporarily.
THERAPY MASSAGE BAR The doctor is in the house. Lavender and neroli soothe the depths of your body and psyche. You may have to tip your masseuse, partner or friend, but it's the cheapest therapy you'll ever encounter.
WAVING NOT DROWNING All-consuming thoughts in your head preventing you from having a good night of sleep? Pop this sly little bath bomb in your bath and let the balancing lavender and fennel slow down your internal turmoil and cure your insomnia.
SAKURA BATH BOMBAh springtime, when it snows cherry blossoms and every moring smells of new possibilities. Sakura brings springtime promise to the bathtub with its blend of jasmine and mimosa, while sea salt purifies the skin.
GOLDEN SLUMBERS As the title of the bomb suggests, this golden gem with lavender and chamomile will induce relaxation and sleep. Just as precious as gold, neroli will make your dreams even sweeter.
KARMA KOMBA Great for all hair types, Karma Komba deep cleans, de-tangles and is perfumed with our Karma fragrance containing patchouli (good for scalp conditions). Treat your hair well and you'll be thanked in return by its good behavior.
ULTIMATE SHINE Shine and softness - it's the Ultimate. Ylang Ylang, coconut oil, and exotic essential oils keep tresses supple and glossy, no matter how low maintenance or low on time you are.